The smart consumer's guide to good credit : how to earn good credit in a bad economy / John Ulzheimer with Deanna Templeton.
Demystifies the complex world of credit, covering such topics as the difference between a credit score and a credit report, working with collection agencies, and protecting against identity theft.
Record details
- ISBN: 1581159048
- ISBN: 9781581159042
- Physical Description: xii, 198 pages ; 21 cm
- Publisher: New York : Allworth Press, [2012]
- Copyright: ©2012
Content descriptions
- Bibliography, etc. Note:
- Includes bibliographical references and index.
- Formatted Contents Note:
- Introduction: a note from John -- Credit reports -- Credit reporting agencies : it's not only the big three -- Credit reports : what's in yours? -- Negative items & credit reporting errors -- Credit reports : they're not just for lenders -- Myth busting, credit report-style -- Credit scores -- Credit scores : three is the magic number -- FICO score distribution : a "flattening of the curve" -- Credit score confusion : what are you buying? -- Credit score myths, setting the record straight -- Improving your FICO scores by understanding the scoring model -- Delinquencies & the seven deadly fico sins -- A perfect score -- Access to free credit scores -- Credit cards -- Credit card offers : behind the scenes -- Credit card behaviors & your credit scores -- Credit cards, charge cards & rewards cards -- Damage control, credit repair & debt settlement services -- Credit repair & debt settlement -- Mortgage loan modification, short sales, and time-barred debts -- Student loan debt -- Insurance, massive data breaches & identity theft -- Insurance & credit reports -- Data breaches & identity theft -- Credit laws & proposed legislation -- FACTA's free annual credit reports -- Shoe box credit under the Equal Credit Opportunity Act -- The Card Act : the good, bad, and ugly -- Fair debt collection practices -- Fair access to credit scores act -- Medical debt responsibility act of 2011 -- Planning ahead and the future of credit -- Your next application & the future of consumer credit -- Index.
Search for related items by subject
- Subject:
- Consumer credit.
Finance, Personal.
Available copies
- 1 of 2 copies available at NC Cardinal. (Show)
- 0 of 1 copy available at Onslow County Public Library.
Holds
- 0 current holds with 2 total copies.
Show Only Available Copies
| Location | Call Number / Copy Notes | Barcode | Shelving Location | Status | Due Date |
|---|---|---|---|---|---|
| Swansboro Branch Library | 332.743 ULZ (Text)
Public Note: PURCHASED BY JACKSONVILLE FRIENDS OF THE LIBRARY WITH GRANT FUNDS FROM FINRA INVESTOR EDUCATION FOUNDATION
|
36015000819389 | Adult Nonfiction | Checked out | 08/15/2026 |
